What Is Joint Breakdown Cover, and Why Might You Need It?
When it comes to breakdown assistance, of course it’s important you think about the level of cover you want. However, it’s also true that you need to take into account whether you drive the car alone or if others drive the car, too. That’s because there are several different types of car breakdown cover available.
They are: single breakdown cover, joint breakdown cover, or family car breakdown cover. Here, we will discuss one of those, joint breakdown cover. What is it, and when might it be best for you?
What Is Joint Breakdown Cover?
It covers two people for vehicle breakdown cover, and these two people don’t have to be related to each other. They do, however, have to live at the same address in order to be eligible for joint breakdown cover.
If you don’t live at the same address, you can’t get joint breakdown cover even if you’re related or married, for example. And joint breakdown cover will only cover two people; by contrast, family cover covers the entire family.
How Expensive Is Joint Breakdown Cover?
Is joint breakdown cover more expensive than singled breakdown cover? That depends on your situation. For example, you can often get joint breakdown cover for just a little bit more than you pay for single cover.
So you’ll pay a little bit more than you would for a single policy, but you’ll still pay less than if you paid for two separate single breakdown policies. Therefore, a joint car breakdown cover policy may indeed be a money saver versus single cover, in that situation.